TERMS AND CONDITIONS OF USE

User Agreement For Access to calc101.com, World Wide Web site

Calc101.com require that any visitor ("User") to its World Wide Web sites ("Site") adhere to the following rules and regulations. By accessing any Site, User indicates User's acceptance of and agreement to these terms and conditions, as amended from time to time by Calc101.com.

General Disclaimers

This Site, including all software, functions, materials and information, and any products or services made available through this site, are provided "as is" without warranties of any kind, either express or implied, unless otherwise expressly stated herein. Calc101.com disclaims all warranties express or implied, including but not limited to warranties of quiet enjoyment and non-infringement, as well as any implied warranties of merchantability or fitness for a particular purpose as to any computer programs, or the design or informational content of the Sites.

Calc101.com does not warrant or make any representations regarding operation of the Site. Calc101.com does not warrant or make any representation regarding the validity, accuracy or reliability of or the results of the use of the materials on the Site or any other World Wide Web resource or site linked to this Site. The materials on this Site may be out of date, and Calc101.com makes no commitment to update the materials on this Site.

Calc101.com does not and cannot guarantee or warrant that the files available for downloading from this Site, if any, will be free from infection, viruses, worms, Trojan horses or other code that manifests contaminating or destructive properties. Calc101.com does not warrant that the Site, software, materials, products or service will be uninterrupted or error-free or that any defects in the Site or any element thereof will be corrected. Applicable law may not allow the disclaiming of implied warranties, so the above disclaimer may not apply to individual Users as it relates to implied warranties.

In no event shall Calc101.com, its agents or affiliates, or any third parties mentioned within the Site be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from or arising out of the use or inability to use the Site and/or the materials contained therein; all whether based on contract, tort, or any other legal theory, and whether or not Calc101.com is advised of the possibility of such damages.

Links On the Site

Calc101.com may include links to World Wide Web sites or resources for User convenience which are not created or controlled by Calc101.com ("Linked sites"). Calc101.com does not endorse or accept responsibility for any such Linked site or resource User may access through Calc101.com's Site. Linked sites are wholly independent from Calc101.com; as a result, Calc101.com has no control over any Products, Services, Materials or other information contained in or available through these third party web sites. The quality and dependability of these third party web sites may vary as they are updated or altered. Therefore, access to any third party web sites through Calc101.com's Site, regardless of whether the third party site is a Linked site or not, is entirely at the User's own risk.

Indemnity

User agrees to indemnify and hold Calc101.com, its agents, affiliates and assigns, harmless from and against any and all claims, losses, liability, cost or expense (including but not limited to reasonable attorney's fees) relating to or arising from: 1) the violation or breach of these Terms and Conditions; 2) violation or infringement any third party's rights including but not limited to copyrights, proprietary and privacy rights, resulting from User's breach of these Terms and Conditions; or 3) any violation of applicable federal, state, or local law, regulation or ordinance resulting from User's breach of these Terms and Conditions.

Copyright and Ownership of Materials

Except where otherwise noted, all materials, software, and information on the Site, as well as any unique visual or functional elements of the Site, are copyrighted and are protected by worldwide copyright laws and treaty provisions. They may not be copied, reproduced, modified, uploaded, posted, transmitted, or distributed in any way, in whole or in part, without Calc101.com's prior written permission.

Additional General Terms

This Site was created, and is maintained, in the State of Illinois, United States of America. Calc101.com makes no claims that the materials contained on the Site are appropriate or may be downloaded outside of the United States. Access to the Site and the materials therein (including software) may not be legal by certain persons or in certain countries. If User access this Site from outside the United States, that access is made at User's own risk. User is responsible for compliance with the laws of User's jurisdiction.

Use of the Site, the Terms and Conditions of use, and all other aspects of the operation and functionality of the Site shall be governed by and construed under the laws of the State of Illinois, without giving effect to its rules regarding conflicts of laws. Calc101.com and User hereby irrevocable consent to the jurisdiction of the courts located in Illinois for any action, claim or cause arising out of or related to the use of the Site and any Products or Services obtained through the Site. If any provision of these Terms and Conditions is found to be invalid by a court of competent jurisdiction, the invalidity of such provision shall not impair the validity of the remaining Terms and Conditions. No waiver of any provision of the Terms and Conditions shall be deemed a further waiver of any other provision thereof.